Do you view your home loan as a Financial Obligation or a Financial Investment? 

For most people their mortgage represents their largest and most important debt obligation while their home represents their most significant and largest asset. Yet, most consumers lack a plan to manage their mortgage. This isn’t the fault of the consumer. Quite simply, the tools and training necessary to provide complete analysis have been absent from the mortgage industry, until now.

First Trust Mortgage is one of a few Mortgage Planners in the nation who has invested in the technology, tools and training necessary to deliver a comprehensive Mortgage Plan. A Mortgage Plan allows you to consider several mortgage options and determine the strategy that best helps you to accomplish your goals.

A Mortgage Plan will have a powerful impact on your overall financial plan. Those clients who secure the services of a qualified Mortgage Planning professional are uniquely empowered to make solid decisions. Whether that goal is optimizing equity or debt, aligning the mortgage with financial goals, adjusting for life events, or saving money through identifying the lowest cost transaction, a Mortgage Plan clarifies your options and illuminates quality decisions

As Certified Mortgage Planning Specialists,  we can make a life changing difference in your financial future. Our clients are provided with a lot more than mortgage loan. They are provided with a comprehensive financial strategy. We have the job to help our clients integrate the mortgage they select into their overall long and short term financial and investment plan in order to minimize taxes, maximize cash flow and minimize interest expense.   

Our Mortgage Planning Services includes:

• Personalized Mortgage Plan -  Integrating your largest financial instrument with your goals. During your personal consultation, we review your individual "total cost analysis" to show you how to save thousands on your home mortgage. That is why smart  homeowners insist on having a total cost analysis performed before they make a decision on any home mortgage. 
• Periodic Mortgage Review - Maintaining complete control over how your loan is preforming in relation to the overall lending market.
• Annual Equity Review - Maintaining optimized equity through an in depth review of your mortgage's performance.

By doing business with a Certified Mortgage Planner, you now can get the real picture of how loan structure, rates and fees combine to have a major, life-changing effect on your retirement and financial independence.